Sooner Rather Than Later
I went in for my routine teeth cleaning, but my dentist also wanted a new set of x-rays and wanted to look around for any issues. She found a filling that needed replacing and an old filling that was larger and needed replacing with an onlay. After going over the battle plan, the procedure would set me back a few hundred dollars. I felt like Stu, the crazed dentist from The Hangover.
WHAT IS GOING ON?
Going in, I was bracing for the pain of my teeth scraping and fluoride. I now was dealing with financial pain. Can I dip into my emergency fund? Do I have funds in my Health Savings Account? I should have added funds to my cafeteria plan. The dental assistant suggested I have the work done along with the cleaning since I was already here. I had seconds to decide. I bit the bullet. I figure I take care of the problem early on rather than deal with a more serious and more expensive problem later.
I strongly suggest nipping problems early on rather than letting it fester and then you will really have a problem on your hands. This could either be health or financial issues. If you choose to ignore it, health issues could become more serious leading to both health and financial hardships. If you choose to ignore money problems, interest could mount, credit scores get damaged, or you could wind up bankrupt. Deal with your problems sooner rather than later. You’ll be glad you did!
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