Save On Car Expenses
In today’s economy people are looking for more and more ways to trim
the budget and cut expenses. Unfortunately, the amount of money we
spend on our vehicle is quite high among our list of expenses. With
rising fuel costs causing us to hand over large bills and the
necessary routine maintenance required, car expenses can easily add up
to thousands of dollars. Vehicles also have a limited lifetime and
need to be replaced every so often. Despite the money involved, cars
are a necessity for most people. Here are a few ways you can cut down
on the cost of maintaining a vehicle.
Purchase a Car Within your Means
Larger vehicles are often much more then we need for our
transportation. Vehicles like SUVs and trucks burn lots of fuel and
can have high maintenance costs. When considering a vehicle to buy,
choose the smallest style car that will fit your needs. Consider how
many people you need to transport and the distance you commute.
Smaller cars are lighter, use less gas, and are easier to maintain.
Insurance for smaller compact cars is usually less than that of larger
Look Closely at Warranties
When purchasing a car from a dealer, take a careful look at the
coverage of the warranty. Dealers will usually try to convince you to
purchase extended warranties or service coverage. While it may seem
like a good deal, they are often overpriced and cover a lot less then
the salesmen will lead you to believe.
Perform Regular Tune-ups
The price of a tune-up is small in comparison to the amount of gas
your car will use if poorly tuned. An engine that is not tuned will
cause a decrease in gas mileage. Even a small decline in gas mileage
can add up to a considerable expense.
Check Tire Pressure
While it may seem odd to routinely check your tire’s inflation level,
your tires are important to the efficiency of your car. Underinflated
tires can reduce gas mileage. Also poorly inflated tires wear much
faster and will need to be replaced sooner. New tires are expensive
and worth preserving as long as possible.
Every little bit helps when cutting car expenses. Try to plan your
errands and accomplish as much as possible when going out. In the long
run, you will reduce the amount of gas used and save a few dollars.
Shop for Insurance
If you need car insurance, be sure to look around at several cheap auto
insurance companies for the best rate. If you have a good driving
record, then you might qualify for a better rate with a different company.
Also determine what kind of insurance you need. If your car is older,
then you can drop many different levels of coverage and stick with the
Talk with your Insurance Company
Give your insurance provider as much information as possible regarding
the safety features. If you have airbags, automatic seatbelts, or a
car alarm system then you may qualify for discounts. Ask your insurer
how much you can save by raising your deductable. Often a small raise
will save you much more on your premium.
Carpool if Possible
Find a few workmates to go along with you on your commute. Splitting
the cost of fuel among each of you is a fantastic way to save money.
The amount each one gives will vary on the fluctuating gas prices.
The rate of acceleration and braking have a big impact on the fuel you
use. Excessive or heavy braking causes a loss in efficiency. You car
uses a lot of gas to get it up to speed and is then wasted as you come
to an abrupt halt. Your engine uses extra gas when accelerating
rapidly. Try to slowly accelerate and anticipate slowdowns. You will
find your gas needle will not drop as fast.
The above was a guest post on behalf of Cheap Car Insurance.