Mint.com iPhone App: My Most Important Mobile App
Back in the day, I used Quicken. When Mint.com offered their online personal finance service, I have to admit I was a little hesitant. All my financial information online? What about hackers? Thankfully I got over my fear and have been an avid user since and never had any identity theft issues. I diligently logged into my Mint account and tracked my checking, savings, credit cards, and investments. I was happy as a clam, but like every else, I started getting lazy and Mint lost some of its luster.
Since all my data was being directed into my Mint account, I used my free time to work on other tasks. Mint does a great job of tracking inflow and outflow activities, but without user interaction, many transactions are left uncategorized. What is that saying? Garbage In, Garbage Out! I setup some budgets, but since I wasn’t logging in as much, I didn’t notice my budgets were always in the red.
I am a creature of habit, but this year, I’ve turned a new leaf. Who says you can’t teach an old dog new tricks? I downloaded and installed the Mint.com iPhone app and it quickly became my favorite and most important mobile application. Why? Since the interface is so easy to use and so readily available on my iPhone, I am being more diligent tracking my transactions and categorizing them. My Overview presents my Accounts, Budget, Cash Flow, Alerts, Advice, and Investments. With a single click, I can drill down for more details in all aspects of my personal finances. If you are concerned about security, you have the option to add an additional passcode. If you are trying to manage your finances better like I am and you have a smartphone (who doesn’t?), make sure you download the Mint.com app today. Don’t leave home without it.