Metro Stranger Danger, Review Your Documents
A few weeks ago, I reviewed Contagion. Although I didn’t particularly enjoy it, it did leave an impression. Recently I was confronted in the Metro station while purchasing my ticket. The man uncomfortably invaded my personal space asking for change. He looked very sickly and had bright red splotches on his face. I thought life was imitating art. I had seconds to react.
Sadly, I panicked. I said I didn’t have any change and quickly swiped my credit card for my pass. As I hurried away to a safer distance, I noticed my charge was for $5.00. In my haste, I accidentally punched the all day pass instead of a one-way pass for $1.50.
I waited for the next train and noticed he was slowly making his way down the stairs. He was asking other people for change. I seriously thought he was going to approach me again because he seemed so out of it, he may have already forgotten me. A train whisked by and came to a quick stop. I dashed on board to avoid any contagion.
Time Is Money
I caught my breath and tried to relax as the train sped away. A few minutes and stops passed and I noticed the next station name did not sound familiar. Oh, snap! I jumped on the wrong train! I jumped off the next stop, waited a few minutes, hopped on another train going the other direction, raced down the stairs, and jumped on the train I was supposed to catch. I wasted precious minutes getting to know the Metro system better.
Although I wasted some time and $3.50, I learned a valuable lesson. If I am dealing with critical paperwork like loan documents, contracts, tax forms, and anything else with fine print, I need to be diligent. I can’t panic from the word overload. I need to pay attention even if my eyes are glazing over the tons of pages. These documents have long-term financial consequences. Hunker down, make sure you dot your i’s and dash your t’s because you don’t want to burn valuable time and money undoing your mistake or worse get hit with unexpected fees, audits, or lawsuits.
My Personal Finance Journey hosted Yakezie Carnival – Examples of Selflessly Helping Others Throughout History and featured Las Vegas Ground Transportation, Mortgage Options